Why the Insurance Company Wants to Settle Your Injury Claim Fast and Why You Shouldn't.February 16th, 2021
By Omid Rejali, Esq.
I had a phone call with a potential client last week asking whether she should settle her claim for the $25,000 that the insurance company was offering her.
Any time, an insurance company is offering that amount of money, without a personal injury lawyer involved, I know the injuries are significant and will likely require future medical treatment.
Insurance companies want to settle cases right away, because they don't want you to have an opportunity to speak to a personal injury lawyer. If an insurance company is offering you any money, it is always advisable that you at least have a consultation with an attorney. Most attorneys have free consultations and will be happy to discuss your case with you.
Another reason is that they also know, based on the damage to the vehicle and the medical records that you have already provided to them that your claim is worth much more money and so if they can get away with paying you less, of course they would want to do that. All insurance companies care about one thing-paying you less money for your injuries. They don't care about what happens to you in the future.
Many many injuries do not manifest themselves until at least three months and some such as brain injuries could begin manifesting even later.
Remember, if you've been harmed you are not only entitled to the cost of your past medical injuries, you are also entitled to future care. Don't let an insurance company pay you less money and think to yourself that your health insurance would pick up the rest of the tab in the future. Sometimes they do, and sometimes they don't and you will be stuck with the bill.
You want to make sure that you are fully compensated for everything that was taken from you on the date of the injury.
Thank you for reading my blog. I hope this helps you.
If you have any other questions, feel free to contact my office at 619-887-4148, send us a text message to 619-485-6313, send me an email at firstname.lastname@example.org or leave us a message here and we will get back to you.
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