Most of the times the answer is yes.
I say most of the times because in our experience most of the times the insurance companies deny many claims that should have not be denied in the first place. The reason? Money. The insurance companies are in the business of increasing profitability for their shareholders. They don't care about anything else.
For that reason, if there is a slight chance that they can get away from not paying a claimant they will. We have handled many claims that the insurance companies have wrongfully denied in the beginning, however, later decided to change their mind and pay.
In our experience most of the times, the insurance companies base their evaluation and denial of such claims on a police report. There are many problems...