By Omid Rejali, Esq.

There are many reasons why a lawsuit may need to be filed in your San Diego accident case. Here are some of the most common reasons.

1) The insurance company is refusing to accept responsibility

One of the most common reasons why you may need to file a lawsuit is because the insurance company is denying to accept responsibility. This is the most frustrating thing we see in our client’s cases. Insurance companies are in the business in denying claims. The longer they drag a case out, the more money they make on the money that they have already had to set aside. Unfortunately, this is a tactic they use to force you to file a lawsuit.

2) The insurance company is not offering what you or your attorney think is fair

Many times insurance companies come up with excuses for not wanting to pay full value for your injuries. For example, they will try to pay for some of the medical bills necessitated our of the car accident, but not want to pay for some of the other ones. When this happens they usually argue that the medical treatment that you received was not “reasonable or necessary.” On top of that even if they do accept the medical bills they want to get a discount on the amount of the bills that you owe to your doctors and they caused. Issues such as this lead to a standstill in the negotiation process and can lead to your attorney recommending filing a lawsuit.

3) You believe that the value of your case is worth more than the insurance company is offering you

We see this a lot. Clients coming to us from other firms wanting us to review their case to see if they are getting full value for their injuries. If you suspect that this is happening it is always a good idea to consult with other San Diego personal injury lawyers to see if you are getting the full value for you car accident case.

There they are. These are some of the reasons why a lawsuit needs to be filed.

Thank you for reading my blog. Remember if you have any questions, feel free to call me at 619-887-4148 or text at 619-485-6313. I am happy to answer any of your questions.